First, your size

How big is your team?

Employers with 50 or more full-time equivalents are covered by the ACA employer mandate, which changes what makes sense. Two quick numbers and we'll point you at the right thing.

Full-time employees (30+ hours a week)Part-time hours per month (all part-timers combined)Every 120 part-time hours a month counts as one full-time equivalent. This is why headcount alone can be misleading.